9976 Pheasant Ln, Saint John, IN, 46373 | $1,038/mo Cash Flow

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9976 Pheasant Ln, Saint John, IN, 46373 | $1,038/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint John at 9976 Pheasant Ln, Saint John, IN, 46373 offers a 11.37% rental yield on a $299,000 purchase with $2,832/mo rent. Total monthly income registers $2,832/mo, and a $1,463/mo payment leaves $1,038/mo available for distribution. Annual cash flow reaches $12,451/yr on $99,119 to close, and return on cash invested stands at 32.47% in year one. Equity gained on principal adds $1,929/yr while 5% annual appreciation supports $82,608 over five years. Portfolio math shows five-year ROI at 169.98% and total cumulative return in cash at $168,478. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,832/mo property income against a $1,463/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2004

5,357 sqft lot

$N/A/sqft

No HOA

More details about the property

3 Bedroom 2 Bathroom Half Duplex with Main Floor Primary Suite in St. John, IN Don't miss this beautiful spacious all main-level living in the desirable town of St. John. Conveniently located near shopping, dining, and entertainment. The main floor primary suite features a walk-in closet, stackable washer and dryer, and a large ensuite with a relaxing whirlpool tub. Enjoy direct access to a private courtyard, perfect for morning beverage or evening relaxation. The open-concept kitchen and living area includes an island and space for dining, plus a large pantry and storage closet. Updates include a new roof in 2025, and a newer driveway. The attached 2.5-car garage offers a sink and cabinetry.