9970 7th StBay CityOR97107








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Bay City at 9970 7th St, Bay City, OR, 97107 earns $12/mo cash flow from $2,353/mo rent with a $1,898/mo payment. Total monthly income totals $2,353/mo, and annual cash flow totals $149/yr on $128,523 capital. ROI tracks 20.02% on current figures, and rental yield reads 7.28% at a $387,700 purchase. Equity gained on principal adds $2,502/yr, and 5% annual appreciation supports $107,114 over five years. Five-year ROI reaches 103.28% and total cumulative return in cash sums $132,738. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,353/mo property income instead of your personal income.
Single Family
Built in 1982
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97107, Bay City, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 832 (100%) |
| Owner Occupied HU | 584 (70.2%) |
| Renter Occupied HU | 137 (16.5%) |
| Vacant Housing Units | 111 (13.3%) |
| Median Home Value | $401,613 |
| Average Home Value | $426,152 |
Housing Distribution
Address Breakdown
Residential
612
Single Family
612
Multi-Family
0
Businesses
39
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