9966 SungateSan AntonioTX78245
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 9966 Sungate, San Antonio, TX, 78245 in San Antonio speaks for itself: 11.61% gross on a $214,900 price, generating $2,080/mo in rent and $539/mo in net income after the $966/mo debt service. DSCR 2.15, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,473 stacks alongside $59,373 in projected five-year appreciation and $1,979/yr in principal reduction. Projected total cumulative return: $117,896.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 5.8% |
| Monthly Cash Flow | $539 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,080 |
| Total Monthly Debt Service | $1,443 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
4,748 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78245, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 39,528 (100%) |
| Owner Occupied HU | 25,155 (63.6%) |
| Renter Occupied HU | 11,034 (27.9%) |
| Vacant Housing Units | 3,339 ( 8.4%) |
| Median Home Value | $281,142 |
| Average Home Value | $294,350 |
Housing Distribution
Address Breakdown
Residential
37,810
Single Family
31,340
Multi-Family
6,470
Businesses
930
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
4,748 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78245, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 39,528 (100%) |
| Owner Occupied HU | 25,155 (63.6%) |
| Renter Occupied HU | 11,034 (27.9%) |
| Vacant Housing Units | 3,339 ( 8.4%) |
| Median Home Value | $281,142 |
| Average Home Value | $294,350 |
Housing Distribution
Address Breakdown
Residential
37,810
Single Family
31,340
Multi-Family
6,470
Businesses
930
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: LERA MLS
Mls ID: #1952638