9934 Grove Street #DWestminsterCO80031
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 9934 Grove Street #D, Westminster, CO, 80031 in Westminster is narrow, $38/mo net on $2,903/mo rent after the $1,911/mo debt service, but the property operates at break-even-plus, not a loss. At $424,900 with a 8.2% yield, the long-run equity case via 5% appreciation ($117,392 over five years) and $3,913/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.52 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $187,922.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.8% |
| Monthly Cash Flow | $38 | $1,850 |
City averages based on Westminster market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,903 |
| Total Monthly Debt Service | $2,307 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1984
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80031, Westminster, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,390 (100%) |
| Owner Occupied HU | 10,441 (60.0%) |
| Renter Occupied HU | 6,104 (35.1%) |
| Vacant Housing Units | 845 ( 4.9%) |
| Median Home Value | $597,319 |
| Average Home Value | $610,643 |
Housing Distribution
Address Breakdown
Residential
15,714
Single Family
11,669
Multi-Family
4,045
Businesses
581
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1984
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80031, Westminster, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,390 (100%) |
| Owner Occupied HU | 10,441 (60.0%) |
| Renter Occupied HU | 6,104 (35.1%) |
| Vacant Housing Units | 845 ( 4.9%) |
| Median Home Value | $597,319 |
| Average Home Value | $610,643 |
Housing Distribution
Address Breakdown
Residential
15,714
Single Family
11,669
Multi-Family
4,045
Businesses
581
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: REcolorado
Mls ID: #8891631