9925 Sofield PlIjamsvilleMD21754
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 9925 Sofield Pl, Ijamsville, MD, 21754 in Ijamsville speaks for itself: 10.19% gross on a $359,990 price, generating $3,058/mo in rent and $819/mo in net income after the $1,619/mo debt service. DSCR 1.89, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,824 stacks alongside $99,459 in projected five-year appreciation and $3,316/yr in principal reduction. Projected total cumulative return: $189,287.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.0% |
| Monthly Cash Flow | $819 | $350 |
City averages based on Ijamsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,058 |
| Total Monthly Debt Service | $2,096 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21754, Ijamsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,474 (100%) |
| Owner Occupied HU | 2,219 (89.7%) |
| Renter Occupied HU | 135 ( 5.5%) |
| Vacant Housing Units | 120 ( 4.9%) |
| Median Home Value | $717,708 |
| Average Home Value | $762,135 |
Housing Distribution
Address Breakdown
Residential
2,547
Single Family
2,547
Multi-Family
0
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21754, Ijamsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,474 (100%) |
| Owner Occupied HU | 2,219 (89.7%) |
| Renter Occupied HU | 135 ( 5.5%) |
| Vacant Housing Units | 120 ( 4.9%) |
| Median Home Value | $717,708 |
| Average Home Value | $762,135 |
Housing Distribution
Address Breakdown
Residential
2,547
Single Family
2,547
Multi-Family
0
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Ryan Homes
Mls Name: Ryan Homes
Mls Provider:
Mls ID: #N/A