9922 Paseo MontalbanSan DiegoCA92129
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 9922 Paseo Montalban, San Diego, CA, 92129 in San Diego at $629,900. Rental yield 6.12%. The 6.12% yield and 1.13 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $174,030 by year five, and $5,801/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $194,951.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 4.8% |
| Monthly Cash Flow | $(1,083) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,214 |
| Total Monthly Debt Service | $3,646 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
3.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92129, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,761 (100%) |
| Owner Occupied HU | 12,524 (66.8%) |
| Renter Occupied HU | 5,825 (31.0%) |
| Vacant Housing Units | 412 ( 2.2%) |
| Median Home Value | $1,020,421 |
| Average Home Value | $1,124,761 |
Housing Distribution
Address Breakdown
Residential
18,457
Single Family
16,658
Multi-Family
1,799
Businesses
290
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
3.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92129, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,761 (100%) |
| Owner Occupied HU | 12,524 (66.8%) |
| Renter Occupied HU | 5,825 (31.0%) |
| Vacant Housing Units | 412 ( 2.2%) |
| Median Home Value | $1,020,421 |
| Average Home Value | $1,124,761 |
Housing Distribution
Address Breakdown
Residential
18,457
Single Family
16,658
Multi-Family
1,799
Businesses
290
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: SDMLS
Mls ID: #260007167