9906 Owensmouth Ave UNIT 9ChatsworthCA91311
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 9906 Owensmouth Ave UNIT 9, Chatsworth, CA, 91311 in Chatsworth is narrow, $53/mo net on $4,177/mo rent after the $2,689/mo debt service, but the property operates at break-even-plus, not a loss. At $598,000 with a 8.38% yield, the long-run equity case via 5% appreciation ($165,216 over five years) and $5,508/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.55 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $231,996.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.2% |
| Monthly Cash Flow | $53 | $1,500 |
City averages based on Chatsworth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,177 |
| Total Monthly Debt Service | $3,886 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1981
1.34 Acres lot
$N/A/sqft
$425 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91311, Chatsworth, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,224 (100%) |
| Owner Occupied HU | 9,595 (63.0%) |
| Renter Occupied HU | 4,968 (32.6%) |
| Vacant Housing Units | 661 ( 4.3%) |
| Median Home Value | $909,440 |
| Average Home Value | $1,018,469 |
Housing Distribution
Address Breakdown
Residential
14,771
Single Family
11,007
Multi-Family
3,764
Businesses
2,754
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1981
1.34 Acres lot
$N/A/sqft
$425 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91311, Chatsworth, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,224 (100%) |
| Owner Occupied HU | 9,595 (63.0%) |
| Renter Occupied HU | 4,968 (32.6%) |
| Vacant Housing Units | 661 ( 4.3%) |
| Median Home Value | $909,440 |
| Average Home Value | $1,018,469 |
Housing Distribution
Address Breakdown
Residential
14,771
Single Family
11,007
Multi-Family
3,764
Businesses
2,754
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices