9904 Beach DrBirkenfeldOR97016
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowAt $274,999, 9904 Beach Dr, Birkenfeld, OR, 97016 in Birkenfeld generates $2,392/mo in rent (10.44% yield) but nets only $169/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.93) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $75,977. Total projected return: $151,226.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $169 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,392 |
| Total Monthly Debt Service | $1,551 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97016, Clatskanie, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,987 (100%) |
| Owner Occupied HU | 2,077 (69.5%) |
| Renter Occupied HU | 556 (18.6%) |
| Vacant Housing Units | 354 (11.9%) |
| Median Home Value | $435,142 |
| Average Home Value | $448,625 |
Housing Distribution
Address Breakdown
Residential
2,136
Single Family
2,134
Multi-Family
2
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97016, Clatskanie, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,987 (100%) |
| Owner Occupied HU | 2,077 (69.5%) |
| Renter Occupied HU | 556 (18.6%) |
| Vacant Housing Units | 354 (11.9%) |
| Median Home Value | $435,142 |
| Average Home Value | $448,625 |
Housing Distribution
Address Breakdown
Residential
2,136
Single Family
2,134
Multi-Family
2
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bryan Atkinson • eXp Realty, LLC
Mls Name: RMLS (OR)
Mls ID: #701213989