99 Delia DrBloomingdaleOH43910
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 99 Delia Dr, Bloomingdale, OH, 43910 in Bloomingdale at $179,000 earns $1,499/mo in rent and nets $184/mo after the $805/mo payment, a 9% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $49,454 over five years. Ziffy Mortgage underwrites this on a 1.86 DSCR without U.S. credit history. With $1,649/yr in principal paydown, total projected return reaches $88,875.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $184 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,499 |
| Total Monthly Debt Service | $1,106 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
0.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43910, Bloomingdale, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,427 (100%) |
| Owner Occupied HU | 1,129 (79.1%) |
| Renter Occupied HU | 154 (10.8%) |
| Vacant Housing Units | 144 (10.1%) |
| Median Home Value | $172,392 |
| Average Home Value | $198,742 |
Housing Distribution
Address Breakdown
Residential
1,422
Single Family
1,422
Multi-Family
0
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
0.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43910, Bloomingdale, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,427 (100%) |
| Owner Occupied HU | 1,129 (79.1%) |
| Renter Occupied HU | 154 (10.8%) |
| Vacant Housing Units | 144 (10.1%) |
| Median Home Value | $172,392 |
| Average Home Value | $198,742 |
Housing Distribution
Address Breakdown
Residential
1,422
Single Family
1,422
Multi-Family
0
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rejeana Palma • Cedar One Realty
Mls Name: MLS Now
Mls ID: #5122302