99-015 Kalaloa St #702AieaHI96701
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 99-015 Kalaloa St #702, Aiea, HI, 96701 in Aiea speaks for itself: 10.49% gross on a $279,000 price, generating $2,438/mo in rent and $850/mo in net income after the $1,255/mo debt service. DSCR 1.94, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,196 stacks alongside $77,083 in projected five-year appreciation and $2,570/yr in principal reduction. Projected total cumulative return: $159,824.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 4.1% |
| Monthly Cash Flow | $850 | $2,850 |
City averages based on Aiea market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,438 |
| Total Monthly Debt Service | $1,478 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1975
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96701, Aiea, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,533 (100%) |
| Owner Occupied HU | 9,875 (63.6%) |
| Renter Occupied HU | 4,863 (31.3%) |
| Vacant Housing Units | 795 ( 5.1%) |
| Median Home Value | $1,046,533 |
| Average Home Value | $1,041,580 |
Housing Distribution
Address Breakdown
Residential
13,494
Single Family
9,455
Multi-Family
4,039
Businesses
1,538
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1975
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96701, Aiea, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,533 (100%) |
| Owner Occupied HU | 9,875 (63.6%) |
| Renter Occupied HU | 4,863 (31.3%) |
| Vacant Housing Units | 795 ( 5.1%) |
| Median Home Value | $1,046,533 |
| Average Home Value | $1,041,580 |
Housing Distribution
Address Breakdown
Residential
13,494
Single Family
9,455
Multi-Family
4,039
Businesses
1,538
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices