9899 Decatur Rd, Baltimore, MD, 21220 | $992/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Baltimore at 9899 Decatur Rd, Baltimore, MD, 21220 generates $3,014/mo in rent and, after a $1,591/mo payment, leaves $992/mo in cash flow. Total monthly income is $3,014/mo, and annual cash flow is $11,908/yr on $107,738 invested. Return on cash invested sits at 30.96% in year one, and rental yield is 11.13% on a $325,000 entry. Equity gained on principal adds $2,097/yr, while 5% annual appreciation builds toward $89,792 over five years. Five-year ROI reaches 162.18% and total cumulative return in cash sums $174,733. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $3,014/mo property income rather than buyer’s personal income.

Townhouse

Built in 2006

1,720 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21220, Middle River, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	18,638 (100%)
Owner Occupied HU	11,529 (61.9%)
Renter Occupied HU	5,869 (31.5%)
Vacant Housing Units	1,240 ( 6.7%)
Median Home Value	$340,792
Average Home Value	$401,193