9897 SE 161st Lane RdSummerfieldFL34491
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 9897 SE 161st Lane Rd, Summerfield, FL, 34491 in Summerfield: $2,580/mo in rent, $480/mo in net income, 10.12% gross yield, 1.88 DSCR, all at $305,990. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $84,539 in appreciation and $2,818/yr in principal paydown projects total cumulative return of $147,879.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.0% |
| Monthly Cash Flow | $480 | $300 |
City averages based on Summerfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,580 |
| Total Monthly Debt Service | $1,978 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
6,600 sqft lot
$N/A/sqft
$69 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
6,600 sqft lot
$N/A/sqft
$69 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Anne Eger • DR HORTON REALTY OF WEST CENTRAL FLORIDA
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #OM687820
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