989 Des Peres DrSaint LouisMO63131
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 989 Des Peres Dr, Saint Louis, MO, 63131 in Saint Louis. Priced at $249,900, it generates $2,136/mo in gross rent and $580/mo in net monthly cash flow, a 10.26% yield that comfortably supports the 1.90 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,956. Five-year appreciation: $69,043. Equity from principal paydown: $2,302/yr. Total projected cumulative return: $132,089.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 7.8% |
| Monthly Cash Flow | $580 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,136 |
| Total Monthly Debt Service | $1,457 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63131, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,732 (100%) |
| Owner Occupied HU | 5,863 (87.1%) |
| Renter Occupied HU | 559 ( 8.3%) |
| Vacant Housing Units | 310 ( 4.6%) |
| Median Home Value | $689,796 |
| Average Home Value | $858,935 |
Housing Distribution
Address Breakdown
Residential
6,652
Single Family
6,405
Multi-Family
247
Businesses
1,258
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63131, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,732 (100%) |
| Owner Occupied HU | 5,863 (87.1%) |
| Renter Occupied HU | 559 ( 8.3%) |
| Vacant Housing Units | 310 ( 4.6%) |
| Median Home Value | $689,796 |
| Average Home Value | $858,935 |
Housing Distribution
Address Breakdown
Residential
6,652
Single Family
6,405
Multi-Family
247
Businesses
1,258
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MARIS
Mls ID: #26013787