9879 Sydney LaneHighlands RanchCO80130
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 9879 Sydney Lane, Highlands Ranch, CO, 80130 in Highlands Ranch at $674,900 earns $3,663/mo in rent and nets $140/mo after the $3,035/mo payment, a 7.41% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $186,462 over five years. Ziffy Mortgage underwrites this on a 1.21 DSCR without U.S. credit history. With $6,216/yr in principal paydown, total projected return reaches $231,664.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.5% |
| Monthly Cash Flow | $140 | $350 |
City averages based on Highlands Ranch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,663 |
| Total Monthly Debt Service | $3,761 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
6,534 sqft lot
$N/A/sqft
$171 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80130, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,789 (100%) |
| Owner Occupied HU | 7,360 (75.2%) |
| Renter Occupied HU | 2,207 (22.5%) |
| Vacant Housing Units | 222 ( 2.3%) |
| Median Home Value | $664,975 |
| Average Home Value | $696,096 |
Housing Distribution
Address Breakdown
Residential
9,921
Single Family
8,232
Multi-Family
1,689
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
6,534 sqft lot
$N/A/sqft
$171 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80130, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,789 (100%) |
| Owner Occupied HU | 7,360 (75.2%) |
| Renter Occupied HU | 2,207 (22.5%) |
| Vacant Housing Units | 222 ( 2.3%) |
| Median Home Value | $664,975 |
| Average Home Value | $696,096 |
Housing Distribution
Address Breakdown
Residential
9,921
Single Family
8,232
Multi-Family
1,689
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sarah Warne • eXp Realty, LLC
Mls Name: REcolorado
Mls Provider:
Mls ID: #8864560
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)