9855 E Ringold RdDeweyAZ86327
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 9855 E Ringold Rd, Dewey, AZ, 86327 in Dewey earns a 8.77% gross yield at $344,900. Rent of $2,520/mo nets $481/mo after the $1,551/mo mortgage. The 1.62 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $95,290 and $3,177/yr in equity accumulation project a total cumulative return of $161,352.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 7.0% |
| Monthly Cash Flow | $481 | $1,200 |
City averages based on Dewey market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,520 |
| Total Monthly Debt Service | $1,902 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
3.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86327, Dewey, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,433 (100%) |
| Owner Occupied HU | 4,871 (75.7%) |
| Renter Occupied HU | 667 (10.4%) |
| Vacant Housing Units | 895 (13.9%) |
| Median Home Value | $426,491 |
| Average Home Value | $438,719 |
Housing Distribution
Address Breakdown
Residential
5,589
Single Family
4,170
Multi-Family
1,419
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
3.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86327, Dewey, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,433 (100%) |
| Owner Occupied HU | 4,871 (75.7%) |
| Renter Occupied HU | 667 (10.4%) |
| Vacant Housing Units | 895 (13.9%) |
| Median Home Value | $426,491 |
| Average Home Value | $438,719 |
Housing Distribution
Address Breakdown
Residential
5,589
Single Family
4,170
Multi-Family
1,419
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices