9852 Margaret CtDelhiCA95315
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 9852 Margaret Ct, Delhi, CA, 95315 in Delhi worth modelling. At $400,500 with a 7.51% gross yield, the $2,508/mo rent leaves $30/mo after the $1,801/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.39 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $110,651 by year five; $3,689/yr in principal reduction adds further equity. Total projected return: $153,834.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.0% |
| Monthly Cash Flow | $30 | $300 |
City averages based on Delhi market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,508 |
| Total Monthly Debt Service | $2,318 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
6,952 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95315, Delhi, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,499 (100%) |
| Owner Occupied HU | 2,287 (65.4%) |
| Renter Occupied HU | 1,137 (32.5%) |
| Vacant Housing Units | 75 ( 2.1%) |
| Median Home Value | $395,684 |
| Average Home Value | $461,940 |
Housing Distribution
Address Breakdown
Residential
3,336
Single Family
3,270
Multi-Family
66
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
6,952 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95315, Delhi, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,499 (100%) |
| Owner Occupied HU | 2,287 (65.4%) |
| Renter Occupied HU | 1,137 (32.5%) |
| Vacant Housing Units | 75 ( 2.1%) |
| Median Home Value | $395,684 |
| Average Home Value | $461,940 |
Housing Distribution
Address Breakdown
Residential
3,336
Single Family
3,270
Multi-Family
66
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226001510