9840 New Chicago RdDrytownCA95699
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Drytown at 9840 New Chicago Rd, Drytown, CA, 95699 projects strong ROI of 2.77%. Rental yield 1.81%. With 5% annual appreciation, the property builds $580,191 in value over five years. Equity growth combined delivers a projected five-year ROI of 27.63%, translating into $163,889 in total cumulative return on $593,250 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.8% | 8.0% |
| Monthly Cash Flow | $(9,827) | $1,200 |
City averages based on Drytown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,164 |
| Total Monthly Debt Service | $12,155 |
| DSCR Ratio | 0.26x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95699, Drytown, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 62 (100%) |
| Owner Occupied HU | 53 (85.5%) |
| Renter Occupied HU | 8 (12.9%) |
| Vacant Housing Units | 1 ( 1.6%) |
| Median Home Value | $652,778 |
| Average Home Value | $751,321 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95699, Drytown, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 62 (100%) |
| Owner Occupied HU | 53 (85.5%) |
| Renter Occupied HU | 8 (12.9%) |
| Vacant Housing Units | 1 ( 1.6%) |
| Median Home Value | $652,778 |
| Average Home Value | $751,321 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Margaret Holland • Holland Realty
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225004017
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.