9840 Cronk Hill RdFillmoreNY14735
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.89% gross rental yield, 9840 Cronk Hill Rd, Fillmore, NY, 14735 in Fillmore is priced for capital growth, not immediate cash flow. The $524,990 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $145,045 by year five, with $4,835/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.72) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $83,965.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 6.2% |
| Monthly Cash Flow | $(1,805) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,700 |
| Total Monthly Debt Service | $3,297 |
| DSCR Ratio | 0.52x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
57.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14735, Fillmore, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,382 (100%) |
| Owner Occupied HU | 815 (59.0%) |
| Renter Occupied HU | 227 (16.4%) |
| Vacant Housing Units | 340 (24.6%) |
| Median Home Value | $135,372 |
| Average Home Value | $185,509 |
Housing Distribution
Address Breakdown
Residential
862
Single Family
839
Multi-Family
23
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
57.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14735, Fillmore, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,382 (100%) |
| Owner Occupied HU | 815 (59.0%) |
| Renter Occupied HU | 227 (16.4%) |
| Vacant Housing Units | 340 (24.6%) |
| Median Home Value | $135,372 |
| Average Home Value | $185,509 |
Housing Distribution
Address Breakdown
Residential
862
Single Family
839
Multi-Family
23
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices