984 M AveHuttigAR71747
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 984 M Ave, Huttig, AR, 71747 in Huttig at $259,900 earns $1,609/mo in rent and nets $47/mo after the $1,169/mo payment, a 7.43% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $71,806 over five years. Ziffy Mortgage underwrites this on a 1.38 DSCR without U.S. credit history. With $2,394/yr in principal paydown, total projected return reaches $101,340.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 7.0% |
| Monthly Cash Flow | $47 | $300 |
City averages based on Huttig market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,609 |
| Total Monthly Debt Service | $1,459 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71747, Huttig, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 445 (100%) |
| Owner Occupied HU | 256 (57.5%) |
| Renter Occupied HU | 73 (16.4%) |
| Vacant Housing Units | 116 (26.1%) |
| Median Home Value | $58,824 |
| Average Home Value | $80,498 |
Housing Distribution
Address Breakdown
Residential
199
Single Family
199
Multi-Family
0
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71747, Huttig, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 445 (100%) |
| Owner Occupied HU | 256 (57.5%) |
| Renter Occupied HU | 73 (16.4%) |
| Vacant Housing Units | 116 (26.1%) |
| Median Home Value | $58,824 |
| Average Home Value | $80,498 |
Housing Distribution
Address Breakdown
Residential
199
Single Family
199
Multi-Family
0
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices