9839 Meadowlark WayPalo CedroCA96073
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 9839 Meadowlark Way, Palo Cedro, CA, 96073 in Palo Cedro is capital appreciation. Rental yield 4.69%. The 4.69% gross yield at $899,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $248,377 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.87) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $194,756.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.7% | 6.0% |
| Monthly Cash Flow | $(2,288) | $1,500 |
City averages based on Palo Cedro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,515 |
| Total Monthly Debt Service | $5,445 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96073, Palo Cedro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,933 (100%) |
| Owner Occupied HU | 1,617 (83.7%) |
| Renter Occupied HU | 205 (10.6%) |
| Vacant Housing Units | 111 ( 5.7%) |
| Median Home Value | $561,115 |
| Average Home Value | $577,876 |
Housing Distribution
Address Breakdown
Residential
1,646
Single Family
1,642
Multi-Family
4
Businesses
290
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96073, Palo Cedro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,933 (100%) |
| Owner Occupied HU | 1,617 (83.7%) |
| Renter Occupied HU | 205 (10.6%) |
| Vacant Housing Units | 111 ( 5.7%) |
| Median Home Value | $561,115 |
| Average Home Value | $577,876 |
Housing Distribution
Address Breakdown
Residential
1,646
Single Family
1,642
Multi-Family
4
Businesses
290
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sandra M Dole • Shasta Sotheby's International Realty
Mls Name: SMLS
Mls Provider:
Mls ID: #25-1814
Disclaimer: Copyright Shasta Association of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.