9825 Oak Run RdOak RunCA96069
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 9825 Oak Run Rd, Oak Run, CA, 96069 in Oak Run at $188,000 earns $1,430/mo in rent and nets $156/mo after the $845/mo payment, a 9.13% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $51,941 over five years. Ziffy Mortgage underwrites this on a 1.69 DSCR without U.S. credit history. With $1,732/yr in principal paydown, total projected return reaches $81,870.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $156 | $1,500 |
City averages based on Oak Run market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,430 |
| Total Monthly Debt Service | $1,199 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
4.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96069, Oak Run, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 602 (100%) |
| Owner Occupied HU | 382 (63.5%) |
| Renter Occupied HU | 71 (11.8%) |
| Vacant Housing Units | 149 (24.8%) |
| Median Home Value | $454,688 |
| Average Home Value | $470,510 |
Housing Distribution
Address Breakdown
Residential
344
Single Family
344
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
4.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96069, Oak Run, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 602 (100%) |
| Owner Occupied HU | 382 (63.5%) |
| Renter Occupied HU | 71 (11.8%) |
| Vacant Housing Units | 149 (24.8%) |
| Median Home Value | $454,688 |
| Average Home Value | $470,510 |
Housing Distribution
Address Breakdown
Residential
344
Single Family
344
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tera Lipski • Terence Davis & Associates
Mls Name: SMLS
Mls Provider:
Mls ID: #25-508
Disclaimer: Copyright Shasta Association of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.