9821 E StAmerican CanyonCA94503
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew American Canyon rentals match the income profile of 9821 E St, American Canyon, CA, 94503. Listed at $565,000, gross rent is $5,160/mo and net cash flow is $1,665/mo, a 10.96% yield well above national averages. DSCR 2.03 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $156,099 by year five with $5,204/yr in annual principal reduction, projecting $321,383 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.0% |
| Monthly Cash Flow | $1,665 | $400 |
City averages based on American Canyon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,160 |
| Total Monthly Debt Service | $3,270 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94503, American Canyon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,674 (100%) |
| Owner Occupied HU | 4,765 (71.4%) |
| Renter Occupied HU | 1,695 (25.4%) |
| Vacant Housing Units | 214 ( 3.2%) |
| Median Home Value | $714,775 |
| Average Home Value | $713,727 |
Housing Distribution
Address Breakdown
Residential
6,504
Single Family
6,171
Multi-Family
333
Businesses
438
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94503, American Canyon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,674 (100%) |
| Owner Occupied HU | 4,765 (71.4%) |
| Renter Occupied HU | 1,695 (25.4%) |
| Vacant Housing Units | 214 ( 3.2%) |
| Median Home Value | $714,775 |
| Average Home Value | $713,727 |
Housing Distribution
Address Breakdown
Residential
6,504
Single Family
6,171
Multi-Family
333
Businesses
438
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christopher Gonzaga • Nexthome Town & Country
Mls Name: bridgeMLS/CCAR/Bay East AOR
Mls ID: #41116321