9807 Cedar StBernardIA52032
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Bernard at 9807 Cedar St, Bernard, IA, 52032 uses $41,438 cash to close to unlock $2,352/yr annual cash flow and $196/mo monthly cash flow. Total monthly income runs $1,008/mo, and a $612/mo payment keeps the spread at $196/mo. Purchase price stands at $125,000, and rental yield measures 9.68% with $1,008/mo rent. Return on cash invested shows 25.59% in year one, and 5% annual appreciation builds toward $34,535 over five years. Five-year ROI reaches 133.69% and total cumulative return in cash records $55,397. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,008/mo property income covering a $612/mo payment rather than investor’s personal income.
Single Family
Built in 1968
10,170 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52032, Bernard, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 726 (100%) |
| Owner Occupied HU | 485 (66.8%) |
| Renter Occupied HU | 73 (10.1%) |
| Vacant Housing Units | 168 (23.1%) |
| Median Home Value | $311,161 |
| Average Home Value | $372,000 |
Housing Distribution
Address Breakdown
Residential
600
Single Family
600
Multi-Family
0
Businesses
16
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