9802 Indian Key Trl #89SeminoleFL33776
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow9802 Indian Key Trl #89, Seminole, FL, 33776 in Seminole earns its strong cash-flow label: 10.3% yield, $3,826/mo rent, $867/mo net income, DSCR 1.91. The $445,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $123,194 by year five. Combined with $4,107/yr in principal paydown, total projected return reaches $225,766.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.0% |
| Monthly Cash Flow | $867 | $300 |
City averages based on Seminole market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,826 |
| Total Monthly Debt Service | $2,782 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1996
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33776, Seminole, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,583 (100%) |
| Owner Occupied HU | 4,660 (83.5%) |
| Renter Occupied HU | 537 ( 9.6%) |
| Vacant Housing Units | 386 ( 6.9%) |
| Median Home Value | $529,739 |
| Average Home Value | $638,562 |
Housing Distribution
Address Breakdown
Residential
5,223
Single Family
4,784
Multi-Family
439
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1996
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33776, Seminole, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,583 (100%) |
| Owner Occupied HU | 4,660 (83.5%) |
| Renter Occupied HU | 537 ( 9.6%) |
| Vacant Housing Units | 386 ( 6.9%) |
| Median Home Value | $529,739 |
| Average Home Value | $638,562 |
Housing Distribution
Address Breakdown
Residential
5,223
Single Family
4,784
Multi-Family
439
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices