980 & 960 Still RdPiersonFL32180
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 980 & 960 Still Rd, Pierson, FL, 32180 in Pierson the bet is firmly on appreciation. Rental yield 2.22%. The 2.22% gross yield on a $1,109,800 price is below income-first thresholds, but 5%/yr value growth projects $306,617 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.41) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $81,409.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.2% | 6.0% |
| Monthly Cash Flow | $(5,309) | $300 |
City averages based on Pierson market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,056 |
| Total Monthly Debt Service | $6,923 |
| DSCR Ratio | 0.30x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32180, Pierson, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,004 (100%) |
| Owner Occupied HU | 1,296 (64.7%) |
| Renter Occupied HU | 340 (17.0%) |
| Vacant Housing Units | 368 (18.4%) |
| Median Home Value | $385,350 |
| Average Home Value | $405,062 |
Housing Distribution
Address Breakdown
Residential
1,394
Single Family
1,330
Multi-Family
64
Businesses
174
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32180, Pierson, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,004 (100%) |
| Owner Occupied HU | 1,296 (64.7%) |
| Renter Occupied HU | 340 (17.0%) |
| Vacant Housing Units | 368 (18.4%) |
| Median Home Value | $385,350 |
| Average Home Value | $405,062 |
Housing Distribution
Address Breakdown
Residential
1,394
Single Family
1,330
Multi-Family
64
Businesses
174
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Claudio Moreira • Realty One Group Evolve
Mls Name: DBAMLS
Mls Provider:
Mls ID: #1225533
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.