98 Whitney LaneNixaMO65681
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 98 Whitney Lane, Nixa, MO, 65681 in Nixa is narrow, $148/mo net on $2,420/mo rent after the $1,641/mo debt service, but the property operates at break-even-plus, not a loss. At $364,900 with a 7.96% yield, the long-run equity case via 5% appreciation ($100,815 over five years) and $3,361/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.47 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $147,928.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.2% |
| Monthly Cash Flow | $148 | $1,250 |
City averages based on Nixa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,420 |
| Total Monthly Debt Service | $2,127 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65681, Lampe, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,599 (100%) |
| Owner Occupied HU | 785 (49.1%) |
| Renter Occupied HU | 138 ( 8.6%) |
| Vacant Housing Units | 676 (42.3%) |
| Median Home Value | $244,420 |
| Average Home Value | $302,621 |
Housing Distribution
Address Breakdown
Residential
928
Single Family
927
Multi-Family
1
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65681, Lampe, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,599 (100%) |
| Owner Occupied HU | 785 (49.1%) |
| Renter Occupied HU | 138 ( 8.6%) |
| Vacant Housing Units | 676 (42.3%) |
| Median Home Value | $244,420 |
| Average Home Value | $302,621 |
Housing Distribution
Address Breakdown
Residential
928
Single Family
927
Multi-Family
1
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices