98 Whitfield BndZebulonGA30295
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Zebulon rental at 98 Whitfield Bnd, Zebulon, GA, 30295 sits in the solid-income band: 8.25% gross yield, $2,888/mo rent, $316/mo net after the $1,888/mo debt service, DSCR 1.53. Entry price of $419,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $116,011 and $3,867/yr in principal reduction bring total cumulative return to $180,448.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 8.0% |
| Monthly Cash Flow | $316 | $300 |
City averages based on Zebulon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,888 |
| Total Monthly Debt Service | $2,389 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
2.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30295, Zebulon, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,942 (100%) |
| Owner Occupied HU | 1,465 (75.4%) |
| Renter Occupied HU | 373 (19.2%) |
| Vacant Housing Units | 104 ( 5.4%) |
| Median Home Value | $314,844 |
| Average Home Value | $363,968 |
Housing Distribution
Address Breakdown
Residential
1,604
Single Family
1,580
Multi-Family
24
Businesses
326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
2.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30295, Zebulon, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,942 (100%) |
| Owner Occupied HU | 1,465 (75.4%) |
| Renter Occupied HU | 373 (19.2%) |
| Vacant Housing Units | 104 ( 5.4%) |
| Median Home Value | $314,844 |
| Average Home Value | $363,968 |
Housing Distribution
Address Breakdown
Residential
1,604
Single Family
1,580
Multi-Family
24
Businesses
326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices