98 Wagon LaneHyannisMA02601
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 98 Wagon Lane, Hyannis, MA, 02601 in Hyannis at $699,990 earns $4,481/mo in rent and nets $69/mo after the $3,148/mo payment, a 7.68% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $193,394 over five years. Ziffy Mortgage underwrites this on a 1.42 DSCR without U.S. credit history. With $6,447/yr in principal paydown, total projected return reaches $270,226.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $69 | $1,500 |
City averages based on Hyannis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,481 |
| Total Monthly Debt Service | $4,133 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02601, Hyannis, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,802 (100%) |
| Owner Occupied HU | 3,745 (38.2%) |
| Renter Occupied HU | 3,721 (38.0%) |
| Vacant Housing Units | 2,336 (23.8%) |
| Median Home Value | $551,974 |
| Average Home Value | $621,149 |
Housing Distribution
Address Breakdown
Residential
7,846
Single Family
6,468
Multi-Family
1,378
Businesses
1,835
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02601, Hyannis, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,802 (100%) |
| Owner Occupied HU | 3,745 (38.2%) |
| Renter Occupied HU | 3,721 (38.0%) |
| Vacant Housing Units | 2,336 (23.8%) |
| Median Home Value | $551,974 |
| Average Home Value | $621,149 |
Housing Distribution
Address Breakdown
Residential
7,846
Single Family
6,468
Multi-Family
1,378
Businesses
1,835
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CCIMLS
Mls ID: #22600961