98 Pedlars PointWintergreen ResortVA22967
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 98 Pedlars Point, Wintergreen Resort, VA, 22967 in Wintergreen Resort. At $420,000 it earns $2,969/mo in rent and distributes $277/mo to the owner after the $1,889/mo payment, a consistent 8.48% yield. DSCR 1.57 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $116,038 in value; $3,868/yr in principal paydown compounds ownership stake. Total projected return: $177,529.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $277 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,969 |
| Total Monthly Debt Service | $2,524 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
0.48 Acres lot
$N/A/sqft
$2,170 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22967, Roseland, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,375 (100%) |
| Owner Occupied HU | 853 (25.3%) |
| Renter Occupied HU | 199 ( 5.9%) |
| Vacant Housing Units | 2,323 (68.8%) |
| Median Home Value | $425,000 |
| Average Home Value | $502,459 |
Housing Distribution
Address Breakdown
Residential
1,117
Single Family
1,117
Multi-Family
0
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
0.48 Acres lot
$N/A/sqft
$2,170 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22967, Roseland, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,375 (100%) |
| Owner Occupied HU | 853 (25.3%) |
| Renter Occupied HU | 199 ( 5.9%) |
| Vacant Housing Units | 2,323 (68.8%) |
| Median Home Value | $425,000 |
| Average Home Value | $502,459 |
Housing Distribution
Address Breakdown
Residential
1,117
Single Family
1,117
Multi-Family
0
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: TIM MERRICK • WINTERGREEN REALTY, LLC
Mls Name: CAAR
Mls Provider:
Mls ID: #665061