98 N Jefferson #403APensacolaFL32502








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $2,190/mo, and a $4,890/mo payment. Purchase price stands at $999,000, and rental yield measures 2.63% with $2,190/mo rent. Return on cash invested shows 3.85% in year one, and 5% annual appreciation builds toward $276,005 over five years. Five-year ROI reaches 17.29% and total cumulative return in cash records $56,834. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,190/mo property income covering a $4,890/mo payment rather than investor’s personal income.
Condo
Built in 2026
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32502, Pensacola, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,918 (100%) |
| Owner Occupied HU | 1,203 (41.2%) |
| Renter Occupied HU | 1,192 (40.8%) |
| Vacant Housing Units | 523 (17.9%) |
| Median Home Value | $326,471 |
| Average Home Value | $396,199 |
Housing Distribution
Address Breakdown
Residential
2,840
Single Family
2,705
Multi-Family
135
Businesses
1,144
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