98-500 Koauka Loop APT 6FAieaHI96701
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 98-500 Koauka Loop APT 6F, Aiea, HI, 96701 in Aiea at $425,000 earns $2,548/mo in rent and nets $101/mo after the $1,911/mo payment, a 7.19% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $117,420 over five years. Ziffy Mortgage underwrites this on a 1.33 DSCR without U.S. credit history. With $3,914/yr in principal paydown, total projected return reaches $107,915.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 4.1% |
| Monthly Cash Flow | $101 | $2,850 |
City averages based on Aiea market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,548 |
| Total Monthly Debt Service | $3,261 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1975
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96701, Aiea, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,533 (100%) |
| Owner Occupied HU | 9,875 (63.6%) |
| Renter Occupied HU | 4,863 (31.3%) |
| Vacant Housing Units | 795 ( 5.1%) |
| Median Home Value | $1,046,533 |
| Average Home Value | $1,041,580 |
Housing Distribution
Address Breakdown
Residential
13,494
Single Family
9,455
Multi-Family
4,039
Businesses
1,538
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1975
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96701, Aiea, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,533 (100%) |
| Owner Occupied HU | 9,875 (63.6%) |
| Renter Occupied HU | 4,863 (31.3%) |
| Vacant Housing Units | 795 ( 5.1%) |
| Median Home Value | $1,046,533 |
| Average Home Value | $1,041,580 |
Housing Distribution
Address Breakdown
Residential
13,494
Single Family
9,455
Multi-Family
4,039
Businesses
1,538
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Charlene Tongg • Keller Williams Honolulu
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202502950
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-02-22 23:18:05 PST. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd