9794 Upper State Line RdVivianLA71082
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 9794 Upper State Line Rd, Vivian, LA, 71082 in Vivian worth modelling. At $149,500 with a 8.4% gross yield, the $1,046/mo rent leaves $83/mo after the $672/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.56 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $41,304 by year five; $1,377/yr in principal reduction adds further equity. Total projected return: $64,452.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 8.0% |
| Monthly Cash Flow | $83 | $400 |
City averages based on Vivian market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,046 |
| Total Monthly Debt Service | $867 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1980
1.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71082, Vivian, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,138 (100%) |
| Owner Occupied HU | 1,254 (58.7%) |
| Renter Occupied HU | 580 (27.1%) |
| Vacant Housing Units | 304 (14.2%) |
| Median Home Value | $94,444 |
| Average Home Value | $124,258 |
Housing Distribution
Address Breakdown
Residential
2,050
Single Family
1,944
Multi-Family
106
Businesses
224
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1980
1.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71082, Vivian, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,138 (100%) |
| Owner Occupied HU | 1,254 (58.7%) |
| Renter Occupied HU | 580 (27.1%) |
| Vacant Housing Units | 304 (14.2%) |
| Median Home Value | $94,444 |
| Average Home Value | $124,258 |
Housing Distribution
Address Breakdown
Residential
2,050
Single Family
1,944
Multi-Family
106
Businesses
224
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chris Terry • Century 21 Elite
Mls Name: NTREIS
Mls ID: #20824319
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.