9775 Dogwood DrBartelsoIL62218
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 9775 Dogwood Dr, Bartelso, IL, 62218 in Bartelso is listed at $140,000 and delivers $1,183/mo in rent and $212/mo in net monthly cash flow. The 10.14% yield and 1.88 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $38,679 over five years, and $1,289/yr in principal reduction supplements cash return. Total projected cumulative return: $67,200.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.0% |
| Monthly Cash Flow | $212 | $500 |
City averages based on Bartelso market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,183 |
| Total Monthly Debt Service | $915 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62218, Bartelso, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 652 (100%) |
| Owner Occupied HU | 553 (84.8%) |
| Renter Occupied HU | 43 ( 6.6%) |
| Vacant Housing Units | 56 ( 8.6%) |
| Median Home Value | $221,726 |
| Average Home Value | $237,532 |
Housing Distribution
Address Breakdown
Residential
548
Single Family
548
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62218, Bartelso, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 652 (100%) |
| Owner Occupied HU | 553 (84.8%) |
| Renter Occupied HU | 43 ( 6.6%) |
| Vacant Housing Units | 56 ( 8.6%) |
| Median Home Value | $221,726 |
| Average Home Value | $237,532 |
Housing Distribution
Address Breakdown
Residential
548
Single Family
548
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices