9771 Highway 38 WDes ArcAR72040
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 9771 Highway 38 W, Des Arc, AR, 72040 in Des Arc is listed at $300,000 and delivers $2,044/mo in rent and $240/mo in net monthly cash flow. The 8.17% yield and 1.52 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $82,884 over five years, and $2,763/yr in principal reduction supplements cash return. Total projected cumulative return: $129,016.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $240 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,044 |
| Total Monthly Debt Service | $1,684 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
3.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72040, Des Arc, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,257 (100%) |
| Owner Occupied HU | 765 (60.9%) |
| Renter Occupied HU | 362 (28.8%) |
| Vacant Housing Units | 130 (10.3%) |
| Median Home Value | $105,793 |
| Average Home Value | $133,363 |
Housing Distribution
Address Breakdown
Residential
855
Single Family
831
Multi-Family
24
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
3.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72040, Des Arc, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,257 (100%) |
| Owner Occupied HU | 765 (60.9%) |
| Renter Occupied HU | 362 (28.8%) |
| Vacant Housing Units | 130 (10.3%) |
| Median Home Value | $105,793 |
| Average Home Value | $133,363 |
Housing Distribution
Address Breakdown
Residential
855
Single Family
831
Multi-Family
24
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices