977 Upper Page RdSmeltervilleID83868
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing977 Upper Page Rd, Smelterville, ID, 83868 in Smelterville is a stable, well-positioned rental at $739,900. Rental yield 6.66%. DSCR 1.23 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $204,421 in value and $6,815/yr in principal paydown builds equity, a total projected return of $269,328.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 5.5% |
| Monthly Cash Flow | $(153) | $300 |
City averages based on Smelterville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,104 |
| Total Monthly Debt Service | $3,962 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
6.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83868, Smelterville, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 512 (100%) |
| Owner Occupied HU | 312 (60.9%) |
| Renter Occupied HU | 162 (31.6%) |
| Vacant Housing Units | 38 ( 7.4%) |
| Median Home Value | $137,179 |
| Average Home Value | $196,659 |
Housing Distribution
Address Breakdown
Residential
44
Single Family
44
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
6.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83868, Smelterville, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 512 (100%) |
| Owner Occupied HU | 312 (60.9%) |
| Renter Occupied HU | 162 (31.6%) |
| Vacant Housing Units | 38 ( 7.4%) |
| Median Home Value | $137,179 |
| Average Home Value | $196,659 |
Housing Distribution
Address Breakdown
Residential
44
Single Family
44
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kyle Stennes • Kelly Right Real Estate
Mls Name: Coeur d'Alene MLS
Mls Provider:
Mls ID: #25-2088
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.