9755 Cumberland HwyPleasant HallPA17246
INVESTMENT ANALYSIS
Investment Verdict
Solid Income9755 Cumberland Hwy, Pleasant Hall, PA, 17246 in Pleasant Hall earns a respectable 9.01% gross yield at $189,000, but after the $850/mo mortgage the net cash flow is $181/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.67) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $52,217 over five years, making equity the dominant return driver. Total projected return: $83,591.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $181 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,419 |
| Total Monthly Debt Service | $1,163 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17246, Pleasant Hall, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25 (100%) |
| Owner Occupied HU | 21 (84.0%) |
| Renter Occupied HU | 1 ( 4.0%) |
| Vacant Housing Units | 3 (12.0%) |
| Median Home Value | $316,667 |
| Average Home Value | $410,952 |
Housing Distribution
Address Breakdown
Residential
65
Single Family
65
Multi-Family
0
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17246, Pleasant Hall, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25 (100%) |
| Owner Occupied HU | 21 (84.0%) |
| Renter Occupied HU | 1 ( 4.0%) |
| Vacant Housing Units | 3 (12.0%) |
| Median Home Value | $316,667 |
| Average Home Value | $410,952 |
Housing Distribution
Address Breakdown
Residential
65
Single Family
65
Multi-Family
0
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAFL2036522