9751 S Rocky Creek RdCottonwoodAL36320
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Cottonwood at 9751 S Rocky Creek Rd, Cottonwood, AL, 36320 uses $155,772 cash to close to unlock $11,671/yr annual cash flow and $973/mo monthly cash flow. Total monthly income runs $3,625/mo, and a $2,300/mo payment keeps the spread at $973/mo. Purchase price stands at $469,900, and rental yield measures 9.26% with $3,625/mo rent. Return on cash invested shows 27.4% in year one, and 5% annual appreciation builds toward $129,825 over five years. Five-year ROI reaches 142.31% and total cumulative return in cash records $221,678. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,625/mo property income covering a $2,300/mo payment rather than investor’s personal income.
Single Family
Built in 2005
1.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36320, Cottonwood, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,867 (100%) |
| Owner Occupied HU | 1,302 (69.7%) |
| Renter Occupied HU | 367 (19.7%) |
| Vacant Housing Units | 198 (10.6%) |
| Median Home Value | $180,488 |
| Average Home Value | $213,005 |
Housing Distribution
Address Breakdown
Residential
1,495
Single Family
1,495
Multi-Family
0
Businesses
66
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Listed by: Mary Masterson • Empire Real Estate Inc
Mls Name: SAMLS
Mls ID: #203376
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.