9751 Highway 200SuttonND58484
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 9751 Highway 200, Sutton, ND, 58484 in Sutton is narrow, $164/mo net on $2,629/mo rent after the $1,821/mo debt service, but the property operates at break-even-plus, not a loss. At $405,000 with a 7.79% yield, the long-run equity case via 5% appreciation ($111,894 over five years) and $3,730/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.44 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $163,987.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $164 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,629 |
| Total Monthly Debt Service | $2,304 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 58484, Sutton, ND area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30 (100%) |
| Owner Occupied HU | 16 (53.3%) |
| Renter Occupied HU | 4 (13.3%) |
| Vacant Housing Units | 10 (33.3%) |
| Median Home Value | $137,500 |
| Average Home Value | $342,656 |
Housing Distribution
Address Breakdown
Residential
31
Single Family
31
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 58484, Sutton, ND area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30 (100%) |
| Owner Occupied HU | 16 (53.3%) |
| Renter Occupied HU | 4 (13.3%) |
| Vacant Housing Units | 10 (33.3%) |
| Median Home Value | $137,500 |
| Average Home Value | $342,656 |
Housing Distribution
Address Breakdown
Residential
31
Single Family
31
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Alison Schumann • Century 21 Morrison Realty
Mls Name: Great North MLS
Mls ID: #4021431