9750 Marshall RdBirch RunMI48415
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 9750 Marshall Rd, Birch Run, MI, 48415 in Birch Run is narrow, $187/mo net on $1,872/mo rent after the $1,149/mo debt service, but the property operates at break-even-plus, not a loss. At $255,550 with a 8.79% yield, the long-run equity case via 5% appreciation ($70,604 over five years) and $2,354/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.63 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $109,404.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 9.0% |
| Monthly Cash Flow | $187 | $800 |
City averages based on Birch Run market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,872 |
| Total Monthly Debt Service | $1,584 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
1.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48415, Birch Run, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,847 (100%) |
| Owner Occupied HU | 3,049 (79.3%) |
| Renter Occupied HU | 572 (14.9%) |
| Vacant Housing Units | 226 ( 5.9%) |
| Median Home Value | $228,437 |
| Average Home Value | $273,805 |
Housing Distribution
Address Breakdown
Residential
3,736
Single Family
3,627
Multi-Family
109
Businesses
284
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
1.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48415, Birch Run, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,847 (100%) |
| Owner Occupied HU | 3,049 (79.3%) |
| Renter Occupied HU | 572 (14.9%) |
| Vacant Housing Units | 226 ( 5.9%) |
| Median Home Value | $228,437 |
| Average Home Value | $273,805 |
Housing Distribution
Address Breakdown
Residential
3,736
Single Family
3,627
Multi-Family
109
Businesses
284
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices