974 Sparrow Hawk DriveHighlands RanchCO80129
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Highlands Ranch rental at 974 Sparrow Hawk Drive, Highlands Ranch, CO, 80129 sits in the solid-income band: 7.61% gross yield, $5,260/mo rent, $369/mo net after the $3,730/mo debt service, DSCR 1.41. Entry price of $829,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $229,176 and $7,640/yr in principal reduction bring total cumulative return to $337,270.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.5% |
| Monthly Cash Flow | $369 | $350 |
City averages based on Highlands Ranch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,260 |
| Total Monthly Debt Service | $4,560 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
7,841 sqft lot
$N/A/sqft
$168 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80129, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,105 (100%) |
| Owner Occupied HU | 8,247 (62.9%) |
| Renter Occupied HU | 4,271 (32.6%) |
| Vacant Housing Units | 587 ( 4.5%) |
| Median Home Value | $662,623 |
| Average Home Value | $720,201 |
Housing Distribution
Address Breakdown
Residential
12,761
Single Family
9,093
Multi-Family
3,668
Businesses
604
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
7,841 sqft lot
$N/A/sqft
$168 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80129, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,105 (100%) |
| Owner Occupied HU | 8,247 (62.9%) |
| Renter Occupied HU | 4,271 (32.6%) |
| Vacant Housing Units | 587 ( 4.5%) |
| Median Home Value | $662,623 |
| Average Home Value | $720,201 |
Housing Distribution
Address Breakdown
Residential
12,761
Single Family
9,093
Multi-Family
3,668
Businesses
604
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices