








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Stephenville at 974 N Charlotte Ave, Stephenville, TX, 76401 offers a 8.3% rental yield on a $450,000 purchase with $3,112/mo rent. 2% in year one. Equity gained on principal adds $2,904/yr while 5% annual appreciation supports $124,327 over five years. Portfolio math shows five-year ROI at 100.24% and total cumulative return in cash at $149,538. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,112/mo property income against a $2,203/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1973
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 76401, Stephenville, TX area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,869 (100%) |
| Owner Occupied HU | 6,585 (47.5%) |
| Renter Occupied HU | 5,603 (40.4%) |
| Vacant Housing Units | 1,681 (12.1%) |
| Median Home Value | $287,815 |
| Average Home Value | $397,085 |
Residential
12,970
Single Family
12,078
Multi-Family
892
Businesses
1,377
Date | Event | Price |
|---|---|---|
| 2025-05-05 | Listed for sale | $450,000 |
| 2022-03-02 | Listing removed | N/A |
| 2021-03-10 | Listing removed | $380,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-05-06 | N/A | N/A | $485,780 | 17.91% |
| 2023-05-06 | N/A | N/A | $411,990 | 18.20% |
| 2022-05-06 | N/A | N/A | $348,540 | 14.49% |



Listed by: Mary Hall • SOUTHWEST PROPERTIES
Mls Name: NTREIS
Mls ID: #20925236
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.