974 Claytonbrook Dr #1ABallwinMO63011
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. 974 Claytonbrook Dr #1A, Ballwin, MO, 63011 in Ballwin clears it at 1.79, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 9.65%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $54,566; $1,819/yr in principal equity; total projected return: $97,986.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 5.2% |
| Monthly Cash Flow | $(603) | $1,850 |
City averages based on Ballwin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,588 |
| Total Monthly Debt Service | $1,151 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1971
4,181 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63011, Ballwin, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,451 (100%) |
| Owner Occupied HU | 12,199 (79.0%) |
| Renter Occupied HU | 2,602 (16.8%) |
| Vacant Housing Units | 650 ( 4.2%) |
| Median Home Value | $377,585 |
| Average Home Value | $408,442 |
Housing Distribution
Address Breakdown
Residential
14,988
Single Family
13,839
Multi-Family
1,149
Businesses
1,289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1971
4,181 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63011, Ballwin, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,451 (100%) |
| Owner Occupied HU | 12,199 (79.0%) |
| Renter Occupied HU | 2,602 (16.8%) |
| Vacant Housing Units | 650 ( 4.2%) |
| Median Home Value | $377,585 |
| Average Home Value | $408,442 |
Housing Distribution
Address Breakdown
Residential
14,988
Single Family
13,839
Multi-Family
1,149
Businesses
1,289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices