9734 Polished Stone, Columbia, MD, 21046 | 6.61% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $3,995/mo, and a $3,549/mo payment. Purchase price stands at $725,000, and rental yield measures 6.61% with $3,995/mo rent. Return on cash invested shows 17.47% in year one, and 5% annual appreciation builds toward $200,304 over five years. Five-year ROI reaches 89.78% and total cumulative return in cash records $214,157. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,995/mo property income covering a $3,549/mo payment rather than investor’s personal income.

Single Family

Built in 1989

0.29 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21046, Columbia, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,530 (100%)
Owner Occupied HU	4,264 (65.3%)
Renter Occupied HU	2,065 (31.6%)
Vacant Housing Units	201 ( 3.1%)
Median Home Value	$527,733
Average Home Value	$550,182