9732 Copeland DrManassasVA20109
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 9732 Copeland Dr, Manassas, VA, 20109 in Manassas is narrow, $116/mo net on $3,762/mo rent after the $2,743/mo debt service, but the property operates at break-even-plus, not a loss. At $610,000 with a 7.4% yield, the long-run equity case via 5% appreciation ($168,532 over five years) and $5,618/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.37 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $238,216.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.5% |
| Monthly Cash Flow | $116 | $1,500 |
City averages based on Manassas market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,762 |
| Total Monthly Debt Service | $3,404 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20109, Manassas, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,042 (100%) |
| Owner Occupied HU | 7,302 (45.5%) |
| Renter Occupied HU | 8,139 (50.7%) |
| Vacant Housing Units | 601 ( 3.7%) |
| Median Home Value | $445,801 |
| Average Home Value | $510,811 |
Housing Distribution
Address Breakdown
Residential
15,372
Single Family
11,266
Multi-Family
4,106
Businesses
1,843
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20109, Manassas, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,042 (100%) |
| Owner Occupied HU | 7,302 (45.5%) |
| Renter Occupied HU | 8,139 (50.7%) |
| Vacant Housing Units | 601 ( 3.7%) |
| Median Home Value | $445,801 |
| Average Home Value | $510,811 |
Housing Distribution
Address Breakdown
Residential
15,372
Single Family
11,266
Multi-Family
4,106
Businesses
1,843
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices