9722 Ray StHudsonFL34669
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 9722 Ray St, Hudson, FL, 34669 in Hudson is narrow, $148/mo net on $1,064/mo rent after the $621/mo debt service, but the property operates at break-even-plus, not a loss. At $138,000 with a 9.25% yield, the long-run equity case via 5% appreciation ($38,127 over five years) and $1,271/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.71 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $62,128.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 7.0% |
| Monthly Cash Flow | $148 | $250 |
City averages based on Hudson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,064 |
| Total Monthly Debt Service | $861 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1978
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34669, Hudson, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,425 (100%) |
| Owner Occupied HU | 5,609 (75.5%) |
| Renter Occupied HU | 1,036 (14.0%) |
| Vacant Housing Units | 780 (10.5%) |
| Median Home Value | $321,129 |
| Average Home Value | $341,649 |
Housing Distribution
Address Breakdown
Residential
6,777
Single Family
6,702
Multi-Family
75
Businesses
226
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1978
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34669, Hudson, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,425 (100%) |
| Owner Occupied HU | 5,609 (75.5%) |
| Renter Occupied HU | 1,036 (14.0%) |
| Vacant Housing Units | 780 (10.5%) |
| Median Home Value | $321,129 |
| Average Home Value | $341,649 |
Housing Distribution
Address Breakdown
Residential
6,777
Single Family
6,702
Multi-Family
75
Businesses
226
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices