971 Sapphire LnMontgomeryIL60538
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Montgomery at 971 Sapphire Ln, Montgomery, IL, 60538 uses $158,951 cash to close to unlock $2,568/yr annual cash flow and $214/mo monthly cash flow. Total monthly income runs $3,540/mo, and a $2,347/mo payment keeps the spread at $214/mo. Purchase price stands at $479,490, and rental yield measures 8.86% with $3,540/mo rent. Return on cash invested shows 21.52% in year one, and 5% annual appreciation builds toward $132,474 over five years. Five-year ROI reaches 112.51% and total cumulative return in cash records $178,836. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,540/mo property income covering a $2,347/mo payment rather than investor’s personal income.
Single Family
Built in 2025
9,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60538, Montgomery, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,298 (100%) |
| Owner Occupied HU | 8,095 (78.6%) |
| Renter Occupied HU | 1,961 (19.0%) |
| Vacant Housing Units | 242 ( 2.3%) |
| Median Home Value | $261,970 |
| Average Home Value | $273,612 |
Housing Distribution
Address Breakdown
Residential
10,214
Single Family
9,940
Multi-Family
274
Businesses
424
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Daynae Gaudio • Daynae Gaudio
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12536006