971 45th Ave NE, Saint Cloud, MN, 56304 | $816/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

3 Bed
3 Bath
2844 sft

24683 18th Ave, Saint Cloud, MN, 56301

4 Bed
2 Bath
1914 sft

16523 165th St NE, Foley, MN, 56329

4 Bed
3 Bath
2692 sft

15760 103rd St SE, Becker, MN, 55308

2 Bed
2 Bath
1439 sft

Floyd Plan, Parkside, Clear Lake, MN, 55319

Nearby investment properties with comparable prices

3 Bed
2 Bath
1856 sft

11023 171st Ave SE, Becker, MN, 55308

3 Bed
2 Bath
2542 sft

13186 Ivy St, Becker, MN, 55308

3 Bed
2 Bath
1647 sft

7715 Birch St, Clear Lake, MN, 55319

3 Bed
2 Bath
2380 sft

15566 241st St, Cold Spring, MN, 56320

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Investment property for sale in Saint Cloud at 971 45th Ave NE, Saint Cloud, MN, 56304 earns $816/mo cash flow from $3,407/mo rent with a $2,031/mo payment. Total monthly income totals $3,407/mo, and annual cash flow totals $9,789/yr on $137,573 capital. ROI tracks 27.02% on current figures, and rental yield reads 9.85% at a $415,000 purchase. Equity gained on principal adds $2,678/yr, and 5% annual appreciation supports $114,657 over five years. Five-year ROI reaches 141.07% and total cumulative return in cash sums $194,073. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,407/mo property income instead of your personal income.

Single Family

Built in 2025

6,534 sqft lot

$N/A/sqft

No HOA