9702 Winkler StWhite MarshMD21162
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 9702 Winkler St, White Marsh, MD, 21162 in White Marsh: $2,531/mo in rent, $323/mo in net income, 8.55% gross yield, 1.50 DSCR, all at $355,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $98,080 in appreciation and $2,976/yr in principal paydown projects total cumulative return of $148,775.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 5.4% |
| Monthly Cash Flow | $323 | $450 |
City averages based on White Marsh market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,531 |
| Total Monthly Debt Service | $2,153 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21162, White Marsh, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,788 (100%) |
| Owner Occupied HU | 1,422 (79.5%) |
| Renter Occupied HU | 274 (15.3%) |
| Vacant Housing Units | 92 ( 5.1%) |
| Median Home Value | $529,289 |
| Average Home Value | $537,727 |
Housing Distribution
Address Breakdown
Residential
1,749
Single Family
1,728
Multi-Family
21
Businesses
366
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls Provider:
Mls ID: #MDBC2170472
