97 Little Lake Rd LOT 23ValatieNY12184








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Valatie at 97 Little Lake Rd LOT 23, Valatie, NY, 12184 uses $54,698 cash to close to unlock $4,473/yr annual cash flow and $373/mo monthly cash flow. Total monthly income runs $1,475/mo, and a $808/mo payment keeps the spread at $373/mo. Purchase price stands at $165,000, and rental yield measures 10.73% with $1,475/mo rent. Return on cash invested shows 28.09% in year one, and 5% annual appreciation builds toward $45,586 over five years. Five-year ROI reaches 147.36% and total cumulative return in cash records $80,603. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,475/mo property income covering a $808/mo payment rather than investor’s personal income.
Manufactured
Built in 2007
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12184, Valatie, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,504 (100%) |
| Owner Occupied HU | 2,363 (67.4%) |
| Renter Occupied HU | 686 (19.6%) |
| Vacant Housing Units | 455 (13.0%) |
| Median Home Value | $371,991 |
| Average Home Value | $474,466 |
Housing Distribution
Address Breakdown
Residential
2,702
Single Family
2,636
Multi-Family
66
Businesses
180
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Listed by: Paige Ryan • Core Real Estate Team
Mls Name: Columbia Greene Northern Dutchess MLS
Mls Provider:
Mls ID: #155684
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








