97 Hedges CirSedaliaCO80135
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 97 Hedges Cir, Sedalia, CO, 80135 in Sedalia. Priced at $399,000, it generates $3,600/mo in gross rent and $1,256/mo in net monthly cash flow, a 10.83% yield that comfortably supports the 2.01 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $15,068. Five-year appreciation: $110,236. Equity from principal paydown: $3,675/yr. Total projected cumulative return: $232,709.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.0% |
| Monthly Cash Flow | $1,256 | $1,500 |
City averages based on Sedalia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,600 |
| Total Monthly Debt Service | $2,167 |
| DSCR Ratio | 1.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
1.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80135, Sedalia, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,854 (100%) |
| Owner Occupied HU | 1,416 (76.4%) |
| Renter Occupied HU | 134 ( 7.2%) |
| Vacant Housing Units | 304 (16.4%) |
| Median Home Value | $945,775 |
| Average Home Value | $998,086 |
Housing Distribution
Address Breakdown
Residential
1,421
Single Family
1,421
Multi-Family
0
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
1.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80135, Sedalia, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,854 (100%) |
| Owner Occupied HU | 1,416 (76.4%) |
| Renter Occupied HU | 134 ( 7.2%) |
| Vacant Housing Units | 304 (16.4%) |
| Median Home Value | $945,775 |
| Average Home Value | $998,086 |
Housing Distribution
Address Breakdown
Residential
1,421
Single Family
1,421
Multi-Family
0
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices